Found 2 blog entries tagged as home insurance tips.

Finding out your homeowner’s insurance has been canceled or non-renewed can feel overwhelming. Insurance isn’t just protection for your property—it’s also often required by your mortgage lender.

If you’re a homeowner in Auburn or Opelika facing this situation, here’s what you can do to quickly regain coverage and keep your home protected.

Step 1: Understand Why It Was Canceled

Insurance companies must provide a reason for cancellation or non-renewal. Common causes include:

  • Missed premium payments

  • Multiple claims in a short period

  • Property issues (roof condition, outdated wiring, foundation concerns, etc.)

  • Company policy changes or withdrawal from your area

???? Tip: Review the notice carefully. If it’s…

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When you’re buying a home, whether it’s your first, you’re upgrading, or you’re looking for a condo in Auburn or Opelika, there’s one important thing you might not think about right away: flood risk. Floods can happen anywhere, even in places you wouldn’t expect, and it’s important to know if your new home is in a flood zone.

Flood insurance might seem like an extra cost, but it’s a really important way to protect your home. Let’s go over everything you need to know about flood zones and insurance in a simple way, so you can make smart decisions for your home and your wallet.

What Are Flood Zones?

Flood zones are areas that FEMA has marked based on how likely they are to flood. If your home is in a high-risk flood zone (like Zones A or AE),…

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