Found 4 blog entries tagged as real estate advice.

If you’ve been house hunting in Auburn or Opelika, you've likely seen homes sell fast—and often above asking price. With rising prices and fierce competition, you may be wondering:
Should I wait for the market to cool down before buying a home?

It’s a smart question—and one I get often as a local real estate agent. The short answer? It depends on your goals, your finances, and how long you're willing to wait. Here's what you need to think about before putting your search on pause.

What Does a “Hot” Market Really Mean?

In a hot real estate market:

  • Homes sell quickly, often within days

  • Multiple offers are common

  • Prices tend to rise due to low inventory and high demand

  • Interest rates may start to climb if…

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Buying a home is one of the biggest financial decisions you'll make, and if you have student loan debt, you might wonder if homeownership is even possible. The good news? It absolutely is!

As a real estate agent in Auburn and Opelika, I’ve helped many buyers navigate the process, even with student loans. With the right strategy and planning, you can qualify for a mortgage and own a home—without feeling overwhelmed by debt.

1. Understand Your Debt-to-Income (DTI) Ratio

Lenders look at your debt-to-income (DTI) ratio to determine how much home you can afford. Your DTI is the percentage of your monthly income that goes toward debt payments, including student loans, car loans, and credit cards.

???? Most lenders prefer a DTI of 43% or lower.

…

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When it comes to buying a home, the style of the house you choose has a big impact on your lifestyle. Whether you're a first-time buyer, a growing family, or someone looking to downsize, finding a home that fits your lifestyle and needs is essential for long-term satisfaction. But how do you choose the right home style that will truly complement your life? Let’s explore how to match your home style with your day-to-day needs.

How Much Space Do You Really Need?

The first step in choosing the right home style is determining how much space you’ll need. A growing family might require multiple bedrooms, a spacious kitchen, and perhaps even a backyard for outdoor play. On the other hand, if you’re a single professional or a couple, a smaller,…

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Starting a real estate investment portfolio from scratch can seem like a big challenge, but with the right strategy, it’s a rewarding journey. If you’re looking to invest in Auburn or Opelika, Alabama, there are unique opportunities available. I’m Rozi Dover, and in this blog, I’ll walk you through the steps to help you build a successful real estate investment portfolio in these thriving local markets.

1. Set Clear Investment Goals

Before you dive into real estate investing, it’s important to define your goals. Are you interested in generating passive rental income, growing your wealth with property appreciation, or a combination of both? Setting clear objectives will guide your property selection and strategy. In Auburn and Opelika, properties…

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