If you’re thinking about buying a home in Auburn or Opelika, you’ve probably noticed that interest rates are higher than they were just a few years ago. Rising interest rates can have a big impact on how much home you can afford and how competitive the housing market is, but that doesn’t mean it’s a bad time to buy.
Hi, I’m Rozi Dover, and I specialize in helping homebuyers in Auburn and Opelika navigate the challenges of the current real estate market. In this blog, I’ll explain how rising interest rates are affecting local homebuyers and share strategies for making smart decisions in a higher-rate environment.

  1. How Rising Interest Rates Affect Home Affordability
    One of the most significant ways rising interest rates impact homebuyers is by…

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Turning your condo into a rental property can be a smart way to generate passive income and build long-term wealth. Whether you bought your condo as a primary residence or as an investment, renting it out can provide a steady income stream—if you manage it properly.
Hi, I’m Rozi Dover, and I’ll walk you through the steps you need to take to make your condo a successful investment, from setting the right rent price to managing your property efficiently.

1. Check Your Condo Association’s Rules on Rentals
Before turning your condo into a rental property, it’s essential to understand the Homeowners Association (HOA) rules regarding rentals. Some condo associations have strict rules about renting out units, such as limits on the number of rental properties…

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When buying a condo, it’s not just about the property itself—you’re also joining a community managed by a Homeowners Association (HOA). HOAs are a major factor in condo living, as they come with specific rules, monthly fees, and responsibilities. For first-time condo buyers, understanding how HOAs work is crucial to ensuring the condo lifestyle aligns with your needs.
Hi, I’m Rozi Dover, and I’ve helped many clients navigate the condo buying process in Auburn and Opelika. Today, I’m breaking down everything condo buyers need to know about HOAs, from the costs involved to the benefits and potential challenges of living in an HOA-managed community.

1. What Is a Homeowners Association (HOA)?

An HOA is a governing body that manages the shared spaces and…

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As your needs change, you might find that your current home no longer fits. If you’re thinking about upgrading to a larger home or a second property, you’re not alone—many move-up buyers in Auburn and Opelika are looking to make this exciting transition. But before you start packing, it’s important to understand how financing a second home works.
Hi, I’m Rozi Dover, and I specialize in helping buyers in Auburn and Opelika navigate the homebuying process. In this blog, I’ll break down what you need to know about financing a second home, including mortgage options, down payments, and key financial considerations.

1. Understanding the Difference Between a Second Home and an Investment Property

When financing a second home, lenders will want to know how…

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Moving to a new home is an exciting adventure, but it can also be stressful without a plan in place. Between packing, coordinating movers, and settling into your new environment, there’s a lot to manage. That’s where a moving checklist comes in handy!
Hi, I’m Rozi Dover, and as a local real estate expert, I’ve helped many people make smooth transitions to Auburn and Opelika. In this blog, I’m sharing a step-by-step moving checklist designed to help you stay organized and stress-free during the big move.

8 Weeks Before Moving Day: Plan and Organize

The earlier you start planning, the better. This is the time to focus on logistics, research, and getting everything in order.

1. Start Decluttering
Before packing, go through each room and decide what to…

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Buying your first home is an exciting milestone, but there are a lot of details that can be overwhelming—especially when it comes to closing costs. If you’re new to the homebuying process, you might be asking yourself, What exactly are closing costs, and how much will they add to my total expenses?

Hi, I’m Rozi Dover, and I specialize in helping first-time homebuyers in Auburn and Opelika navigate the process with ease. In this blog, I’ll break down everything you need to know about closing costs, helping you understand what to expect and how to plan for them.

What Are Closing Costs?

Closing costs are the fees and expenses you’ll need to pay when finalizing the purchase of your home. These costs cover a range of services, including loan…

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Buying your first home is an exciting milestone, but it can also feel overwhelming—especially when it comes to financing. Fortunately, if you’re a first-time buyer in Auburn or Opelika, there are programs designed to make homeownership more accessible and affordable.

Hi, I’m Rozi Dover, your local real estate expert, and today I’m going to walk you through the process of qualifying for first-time homebuyer programs. From understanding eligibility requirements to exploring loan options, I’ll break down everything you need to know to make your dream of homeownership a reality.

1. Understand What “First-Time Homebuyer” Means

You might be surprised to learn that the term “first-time homebuyer” doesn’t always mean that you’ve never owned a home…

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