Found 28 blog entries tagged as Rozi Dover real estate.

If you’re relocating to Auburn, Opelika, or anywhere in Lee County, Alabama—you’re in for a warm welcome. From small-town charm to big opportunities, this area blends Southern hospitality with vibrant growth. Here are the key things every new resident should know.

Strong Schools and Universities

Lee County is home to Auburn University, a major draw for students, families, and professionals. The local public school systems in both Auburn and Opelika are also highly regarded, making education a top reason families move here.

Getting Around

  • Interstate Access: I-85 runs through Lee County, connecting residents to Atlanta and Montgomery.
  • Air Travel: The closest airports are in Columbus, GA, and Montgomery, AL, but Atlanta is only 1.5 hours…

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For many buyers, the biggest challenge to purchasing a home isn’t the monthly mortgage—it’s saving for the down payment. The good news? If you’re buying in Auburn, Opelika, or anywhere in Alabama, there are programs designed to help.

Alabama Housing Finance Authority (AHFA) Programs

The AHFA offers several resources for homebuyers, including:

  • Step Up Program: Provides down payment assistance combined with a 30-year fixed-rate mortgage. Great for moderate-income buyers who need a little extra help.
  • Mortgage Credit Certificate (MCC): Offers a tax credit that reduces the amount of federal income tax you owe, freeing up more money to put toward your mortgage.

Local Grants and Assistance

Some cities and counties in Alabama may offer

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You’ve found the perfect home in Auburn or Opelika, made an offer, and everything is moving smoothly—until the appraisal comes in lower than expected. This can create challenges whether you’re buying, selling, or refinancing. But don’t panic—there are steps you can take.

Why Appraisals Come in Low

A low appraisal doesn’t necessarily mean the home isn’t worth the price. Common reasons include:

  • Recent comparable sales (“comps”) that don’t reflect current market activity
  • Unique property features that don’t show up in standard comparisons
  • A rapidly changing market where values are increasing faster than comps show

Options for Buyers

If you’re a buyer and the appraisal is lower than the agreed price:

  1. Renegotiate with the Seller

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Finding out your homeowner’s insurance has been canceled or non-renewed can feel overwhelming. Insurance isn’t just protection for your property—it’s also often required by your mortgage lender.

If you’re a homeowner in Auburn or Opelika facing this situation, here’s what you can do to quickly regain coverage and keep your home protected.

Step 1: Understand Why It Was Canceled

Insurance companies must provide a reason for cancellation or non-renewal. Common causes include:

  • Missed premium payments

  • Multiple claims in a short period

  • Property issues (roof condition, outdated wiring, foundation concerns, etc.)

  • Company policy changes or withdrawal from your area

???? Tip: Review the notice carefully. If it’s…

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Owning a home in Auburn or Opelika comes with many responsibilities—and understanding your property lines is one of the most important. Whether you’re planning to build a fence, install a shed, or plant trees, knowing where your property ends and your neighbor’s begins helps prevent conflicts, costly mistakes, and even legal disputes.

Here’s what every homeowner should know about property boundaries and how to avoid disputes.

What Are Property Lines?

Property lines define the legal boundaries of your land. They determine where you can build, maintain landscaping, or make improvements, and they clarify where a neighbor’s property begins.

You’ll typically find your property lines in:

  • Your deed and title documents

  • A professional…

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You’ve chosen your fence style, purchased materials, and are ready to begin. But before you dig that first post hole, there’s an important step that many Auburn and Opelika homeowners overlook: getting a property survey.

Without one, you risk disputes, fines, or even having to remove your fence entirely. Here’s why a property survey should always come first.

1. Avoid Encroaching on a Neighbor’s Property

Property lines are not always obvious, and assumptions can lead to costly mistakes. Even a few inches over the line can cause conflicts with neighbors.

Quick Fix:

  • Order a property survey to confirm boundaries

  • Build only within your legal lot lines

  • Protect both relationships and peace of mind

2. Stay Compliant…

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You’ve just moved into your new home in Auburn or Opelika, unpacked the boxes, and started settling in—when you receive a letter from the homeowners association marked “Violation Notice.”

If you’ve never dealt with an HOA before, this can feel overwhelming. The good news? Most HOA violations are simple to resolve when handled the right way. Here’s a step-by-step guide for new homeowners.

1. Don’t Ignore the Notice

Even if it seems like a minor issue, don’t set the letter aside. HOA rules are part of the agreement you signed when purchasing your home. Ignoring a violation can lead to fines or more serious consequences.

What to Check in the Notice:

  • The rule that was violated

  • What action the HOA wants you to take

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If you’ve been considering real estate investing, multi-family properties—such as duplexes, triplexes, and small apartment buildings—can be an excellent way to start or scale your portfolio. They offer opportunities for steady rental income, appreciation, and reduced vacancy risks compared to single-family rentals.

But like any investment, multi-family real estate comes with trade-offs. Here’s a breakdown of the key pros and cons of multi-family investing, especially in Auburn and Opelika.

What Counts as Multi-Family?

Multi-family real estate includes any property with more than one unit under the same roof. Examples include:

  • Duplexes (2 units)

  • Triplexes (3 units)

  • Fourplexes (4 units)

  • Small apartment complexes…

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You’ve listed your home, and the first offer comes in—but there’s a catch. It’s a contingent offer, meaning the buyer has conditions that must be met before closing.
If you’re selling a home in Auburn or Opelika, you may wonder whether accepting a contingent offer is a smart move. The answer: it depends on your situation.

Let’s break down what contingent offers are, the pros and cons, and how to decide if one is right for you.

What Is a Contingent Offer?

A contingent offer means the buyer wants to purchase your home, but certain conditions must be met first. Common contingencies include:

  • Home Sale Contingency: Buyer must sell their current home before closing on yours.

  • Financing Contingency: Buyer must secure final mortgage…

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You’ve cleaned, staged, and invested in professional photography. The photos look incredible, and your home shines online. But even with all that effort, the offers just aren’t coming in.
Sound familiar? You’re not alone. In competitive markets like Auburn and Opelika, listings can sometimes stall—even when they look picture-perfect. The good news? Most of the reasons are completely fixable.

Let’s explore the top reasons why your listing might not be getting offers—and how to turn things around.

1. Is Your Home Priced Too High?

Photos may get buyers to click, but price is what gets them through the door. Even in a seller-friendly market, buyers are doing their research. If your property is priced higher than comparable homes in Auburn or Opelika,…

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